Dupage County Creditor Harassment Lawyer

Creditor Harassment: Your Consumer Rights

Creditors want their money. Many ordinary people every day are subjected to collection agencies, lawsuits, and creditor harassment due to debts. The Fair Debt Collection Practices Act (FDCPA) makes it illegal for creditors to threaten you, discuss your situation with a third party, call you at odd hours, or call you constantly to annoy you. Unfortunately, some creditors still engage in these practices.

You do not have to tolerate oppressive collection practices. Our knowledgeable Dupage County bankruptcy attorney at the Law Office of Joseph P. Doyle will show you how to put a stop to it. We are zealous advocates for the rights of our clients, and will file a legal action if a creditor has overstepped the bounds of state and federal laws when attempting to collect.

Experience and Commitment

Filing bankruptcy is a very effective way to immediately stop all creditor collection efforts. Whether you file for Chapter 7 liquidation or Chapter 13, you gain this advantage. An automatic stay goes into effect the minute you file a petition for bankruptcy. This has the effect of a court injunction and prohibits any efforts to collect from you on the part of your creditors. It can stop lawsuits against you, garnishment of your wages, repossession of your property, and foreclosure on your home. A personal consultation with our expert Dupage County bankruptcy lawyers can help you determine if this is the right step for you.

Violations of the Fair Debt Collection Practices Act

Creditor harassment can take place in many different forms. It can cause emotional distress and adverse financial consequences. It can affect your employment, reputation, and personal relationships. If you have been the victim of creditor harassment or abuse, contact our bankruptcy law firm. In addition to discussing bankruptcy, we can talk about your rights as a consumer under the FDCPA. You may be entitled to legal recourse, and for damages to be paid to you if your rights were violated.